/* =========================================================
   Matthew Peine — site v2
   Warm editorial. Paper, navy, a little gold.
   Fonts: Newsreader (display) + Instrument Sans (text)
   ========================================================= */

:root{
  /* palette — the three brand colours are unchanged */
  --paper:#f9f8f6;
  --paper-2:#f2f0eb;
  --paper-3:#e8e5dd;
  --white:#ffffff;

  --ink:#141c2b;
  --ink-2:#2c3647;
  --muted:#5c6473;
  --muted-2:#7f8796;

  --line:#e4e1d9;
  --line-2:#d2cec3;

  --navy:#0b3d62;
  --navy-2:#082f4b;
  --navy-3:#061f33;
  --navy-tint:#e7eef4;

  --gold:#9b7a2f;
  --gold-2:#b08a33;
  --gold-light:#d9bd74;   /* gold that reads on navy */
  --gold-tint:#f3ecda;

  --serif:"Newsreader","Iowan Old Style","Palatino Linotype",Georgia,serif;
  --sans:"Instrument Sans","Helvetica Neue",Helvetica,Arial,sans-serif;

  --r-sm:8px; --r:14px; --r-lg:22px;
  --shadow-sm:0 1px 2px rgba(20,28,43,.05),0 2px 10px rgba(20,28,43,.05);
  --shadow:0 14px 34px rgba(20,28,43,.11),0 2px 6px rgba(20,28,43,.05);

  --wrap:1160px;
  --gutter:clamp(18px,4vw,40px);
  --section:clamp(64px,9vw,120px);

  --ease:cubic-bezier(.2,.7,.2,1);
}

/* grain: black alpha-noise on paper, white on navy */
:root{
  --grain-dark:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 0  0 0 0 0 0  0 0 0 0 0  0 0 0 .55 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  --grain-light:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='180' height='180'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='2' stitchTiles='stitch'/%3E%3CfeColorMatrix values='0 0 0 0 1  0 0 0 0 1  0 0 0 0 1  0 0 0 .5 0'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

/* ---------- base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;
  font-family:var(--sans);
  font-size:17px;
  line-height:1.65;
  color:var(--ink);
  background:var(--paper);
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  min-height:100vh;
  display:flex;
  flex-direction:column;
}
main{flex:1 0 auto}
img,svg{display:block;max-width:100%}
a{color:var(--navy)}
p{margin:0 0 1em}
p:last-child{margin-bottom:0}
ul{margin:0;padding:0;list-style:none}
button{font:inherit;color:inherit;background:none;border:0;padding:0;cursor:pointer}
::selection{background:var(--gold-tint);color:var(--ink)}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:4px}

.wrap{width:min(var(--wrap),100% - 2*var(--gutter));margin-inline:auto}

h1,h2,h3,h4,.serif{
  font-family:var(--serif);
  font-weight:450;
  font-optical-sizing:auto;
  letter-spacing:-.012em;
  line-height:1.08;
  color:var(--ink);
  margin:0;
  text-wrap:balance;
}
h1{font-size:clamp(2.45rem,5.3vw,4.3rem)}
h2{font-size:clamp(1.9rem,3.3vw,2.75rem);line-height:1.12}
h3{font-size:clamp(1.3rem,1.9vw,1.6rem);line-height:1.2;letter-spacing:-.008em}
h1 em,h2 em,.pull em{font-style:italic;font-weight:400;color:var(--navy)}

.lede{font-size:clamp(1.08rem,1.5vw,1.28rem);line-height:1.55;color:var(--ink-2);max-width:36em}
.measure{max-width:62ch}
.muted{color:var(--muted)}

.eyebrow{
  display:inline-flex;align-items:center;gap:10px;
  font-weight:600;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;
  color:var(--gold);margin:0 0 16px;
}
.dia{display:inline-block;width:6px;height:6px;background:var(--gold);transform:rotate(45deg);flex:none}
.dia--sm{width:5px;height:5px}

/* ---------- buttons & links ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-family:var(--sans);font-weight:600;font-size:15px;line-height:1;
  padding:16px 24px;border-radius:999px;text-decoration:none;white-space:nowrap;
  border:1.5px solid transparent;
  transition:background .2s var(--ease),color .2s,border-color .2s,transform .2s var(--ease),box-shadow .2s;
}
.btn svg{width:18px;height:18px;flex:none;transition:transform .25s var(--ease)}
.btn:hover svg{transform:translateX(3px)}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2);transform:translateY(-1px);box-shadow:0 10px 24px rgba(11,61,98,.22)}
.btn-ghost{border-color:var(--line-2);color:var(--ink);background:transparent}
.btn-ghost:hover{border-color:var(--navy);color:var(--navy);transform:translateY(-1px)}
.btn-light{background:#fff;color:var(--navy)}
.btn-light:hover{background:var(--gold-tint);transform:translateY(-1px)}
.btn-outline-light{border-color:rgba(255,255,255,.45);color:#fff}
.btn-outline-light:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.btn-sm{padding:12px 18px;font-size:14px}

.link{
  display:inline-flex;align-items:center;gap:8px;
  font-weight:600;font-size:15px;color:var(--navy);text-decoration:none;
}
.link svg{width:18px;height:18px;transition:transform .25s var(--ease)}
.link:hover svg{transform:translateX(4px)}
.link:hover{text-decoration:underline;text-underline-offset:4px;text-decoration-color:var(--gold)}

/* ---------- header ---------- */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(249,248,246,.84);
  -webkit-backdrop-filter:saturate(1.3) blur(14px);backdrop-filter:saturate(1.3) blur(14px);
  border-bottom:1px solid transparent;
  transition:border-color .25s,box-shadow .25s;
}
.site-header.is-scrolled{border-bottom-color:var(--line);box-shadow:0 6px 24px rgba(20,28,43,.05)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;height:78px}
.brand{display:inline-flex;align-items:center;text-decoration:none;flex:none}
.brand img{height:46px;width:auto}

.nav{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav>a,.menu-btn{
  position:relative;display:inline-flex;align-items:center;gap:6px;
  font-weight:500;font-size:15px;color:var(--ink-2);text-decoration:none;
  padding:10px 13px;border-radius:8px;
}
.nav>a::after,.menu-btn::after{
  content:"";position:absolute;left:13px;right:13px;bottom:5px;height:1.5px;
  background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .25s var(--ease);
}
.nav>a:hover::after,.nav>a[aria-current="page"]::after,.menu-btn:hover::after,.has-menu.is-open .menu-btn::after{transform:scaleX(1)}
.nav>a:hover,.menu-btn:hover{color:var(--navy)}
.menu-btn svg{width:14px;height:14px;transition:transform .25s}
.has-menu.is-open .menu-btn svg,.has-menu:hover .menu-btn svg{transform:rotate(180deg)}
.has-menu{position:relative}
.menu{
  position:absolute;top:calc(100% + 8px);left:50%;transform:translate(-50%,8px);
  display:grid;grid-template-columns:1fr 1fr;gap:6px 22px;
  min-width:520px;padding:18px 20px 20px;
  background:var(--white);border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow);
  opacity:0;visibility:hidden;transition:opacity .2s,transform .25s var(--ease),visibility .2s;
}
.has-menu:hover .menu,.has-menu:focus-within .menu,.has-menu.is-open .menu{opacity:1;visibility:visible;transform:translate(-50%,0)}
.menu h4{font-family:var(--sans);font-size:11.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin:4px 0 8px;padding:0 10px}
.menu a{display:block;padding:8px 10px;border-radius:8px;font-size:14.5px;color:var(--ink-2);text-decoration:none}
.menu a:hover{background:var(--paper-2);color:var(--navy)}
.menu-col{display:grid;align-content:start}
.header-cta{margin-left:6px}

.nav-toggle{display:none;width:44px;height:44px;border-radius:12px;border:1px solid var(--line);background:var(--white);flex-direction:column;align-items:center;justify-content:center;gap:6px}
.nav-toggle span{display:block;width:18px;height:1.6px;background:var(--ink);border-radius:2px;transition:transform .3s var(--ease),opacity .2s}

/* mobile overlay nav */
.mobile-nav{
  position:fixed;inset:0;z-index:60;background:var(--navy-2);color:#fff;
  overflow:auto;padding:22px var(--gutter) 40px;
  transform:translateY(-102%);transition:transform .4s var(--ease);
}
.mobile-nav.is-open{transform:none}
.mobile-nav::before{content:"";position:absolute;inset:0;background:var(--grain-light);opacity:.06;pointer-events:none}
.mobile-nav-top{display:flex;align-items:center;justify-content:space-between;height:44px;position:relative}
.mobile-nav-top img{height:32px}
.mobile-close{width:44px;height:44px;border-radius:12px;border:1px solid rgba(255,255,255,.25);display:grid;place-items:center;color:#fff}
.mobile-close svg{width:20px;height:20px}
.mobile-primary{margin:36px 0 10px;position:relative}
.mobile-primary a{display:block;font-family:var(--serif);font-size:2.1rem;line-height:1.15;color:#fff;text-decoration:none;padding:9px 0;letter-spacing:-.01em}
.mobile-primary a[aria-current="page"]{color:var(--gold-light)}
.mobile-group{margin-top:26px;position:relative}
.mobile-group h4{font-family:var(--sans);font-size:11.5px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-light);margin:0 0 8px}
.mobile-group a{display:block;color:rgba(255,255,255,.86);text-decoration:none;font-size:16px;padding:7px 0;border-bottom:1px solid rgba(255,255,255,.1)}
.mobile-contact{margin-top:34px;padding-top:24px;border-top:1px solid rgba(255,255,255,.18);display:grid;gap:14px;position:relative}
.mobile-contact a{color:#fff;text-decoration:none;font-size:17px}
.mobile-contact .btn{justify-self:start;margin-top:6px;color:var(--navy);font-size:15px}

/* ---------- hero ---------- */
.hero{position:relative;overflow:hidden;padding:clamp(40px,6.5vw,92px) 0 clamp(64px,8vw,116px)}
.hero::before{content:"";position:absolute;inset:0;background:var(--grain-dark);opacity:.05;pointer-events:none}
.hero::after{
  content:"";position:absolute;right:-12vw;top:-30%;width:60vw;height:160%;
  background:radial-gradient(closest-side,rgba(11,61,98,.07),transparent 70%);
  pointer-events:none;
}
.hero-grid{position:relative;display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:clamp(32px,6vw,84px);align-items:center}
.hero h1{margin:0 0 22px;max-width:16ch}
.hero .lede{max-width:34em}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.hero-note{display:flex;flex-wrap:wrap;align-items:center;gap:8px 14px;margin:24px 0 0;font-size:14.5px;color:var(--muted)}

.portrait{position:relative;width:100%;max-width:440px;margin-left:auto}
.portrait::before{content:"";position:absolute;inset:22px -22px -22px 22px;background:var(--navy);border-radius:var(--r-lg);z-index:0}
.portrait::after{content:"";position:absolute;inset:-14px 14px 14px -14px;border:1.5px solid var(--gold);border-radius:var(--r-lg);z-index:0;opacity:.85}
.portrait picture{display:block}
.portrait img{position:relative;z-index:1;width:100%;height:auto;aspect-ratio:1;object-fit:cover;border-radius:var(--r-lg);box-shadow:var(--shadow)}
.portrait-card{
  position:absolute;z-index:2;left:-30px;bottom:-28px;
  background:var(--white);border:1px solid var(--line);border-radius:var(--r);
  padding:14px 18px 15px;box-shadow:var(--shadow);min-width:236px;
}
.portrait-card strong{display:block;font-family:var(--serif);font-weight:500;font-size:21px;line-height:1.1;color:var(--ink)}
.portrait-card span{display:block;font-size:13px;color:var(--muted);margin-top:5px;line-height:1.35}
.portrait-card span+span{margin-top:2px}

/* entrance */
.reveal{opacity:0;transform:translateY(14px);animation:rise .8s var(--ease) both;animation-delay:var(--d,0s)}
@keyframes rise{to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.reveal{animation:none;opacity:1;transform:none}}

/* scroll reveal (progressive) */
.js [data-reveal]{opacity:0;transform:translateY(16px);transition:opacity .7s var(--ease),transform .7s var(--ease);transition-delay:var(--d,0s)}
.js [data-reveal].in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.js [data-reveal]{opacity:1;transform:none;transition:none}}

/* ---------- navy fact band ---------- */
.band{position:relative;overflow:hidden;background:var(--navy);color:#fff}
.band::before{content:"";position:absolute;inset:0;background:var(--grain-light);opacity:.07;pointer-events:none}
.facts{position:relative;display:grid;grid-template-columns:repeat(3,1fr)}
.fact{padding:38px 36px 40px;border-left:1px solid rgba(255,255,255,.14)}
.fact:first-child{border-left:0;padding-left:0}
.fact:last-child{padding-right:0}
.fact b{display:block;font-family:var(--serif);font-weight:400;font-size:clamp(1.55rem,2.5vw,2.15rem);line-height:1.12;letter-spacing:-.01em;color:#fff}
.fact b em{font-style:italic;color:var(--gold-light)}
.fact p{margin:10px 0 0;font-size:15px;line-height:1.55;color:rgba(255,255,255,.76);max-width:30ch}

/* ---------- sections ---------- */
.section{padding:var(--section) 0}
.section--alt{background:var(--paper-2)}
.section--tight{padding:calc(var(--section)*.62) 0}
/* section head: eyebrow over the heading on the left; the intro paragraph starts level
   with the heading's first line and is centred in the room left beside the heading
   (same distance to the heading as to the right edge) */
.section-head{display:grid;grid-template-columns:auto 1fr;grid-template-rows:auto auto;align-items:start;column-gap:0;row-gap:0;margin-bottom:clamp(30px,4.5vw,52px)}
.section-head>div{display:contents}
.section-head .eyebrow{grid-row:1;grid-column:1;margin-bottom:14px}
.section-head h2{grid-row:2;grid-column:1;max-width:18ch}
.section-head>p{grid-row:2;grid-column:2;justify-self:center;margin:0;padding:.4em 24px 0;color:var(--muted);max-width:46ch;font-size:16.5px}

/* ---------- practice areas ---------- */
.areas{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.area{
  position:relative;display:flex;flex-direction:column;gap:14px;
  background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);
  padding:clamp(24px,3vw,38px);
  transition:transform .3s var(--ease),box-shadow .3s,border-color .3s;
}
.area:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--line-2)}
.area--wide{grid-column:1/-1;display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(24px,4vw,56px);align-items:start}
.area-main{display:flex;flex-direction:column;gap:14px}
.area-icon{width:54px;height:54px;border-radius:15px;background:var(--navy-tint);color:var(--navy);display:grid;place-items:center;margin-bottom:6px}
.area-icon svg{width:26px;height:26px}
.area h3{font-size:clamp(1.5rem,2.2vw,1.9rem)}
.area p{color:var(--ink-2);font-size:16px;line-height:1.6}
.area-meta{font-size:15px;color:var(--muted);padding:14px 16px;background:var(--paper);border-radius:10px;border:1px solid var(--line)}
.area-meta b{font-family:var(--serif);font-weight:500;font-size:1.35rem;color:var(--ink);margin-right:4px}
.area .link{margin-top:auto;padding-top:6px}

.doc-list{display:grid;grid-template-columns:1fr 1fr;gap:0 28px;align-self:stretch}
.doc-list a{
  display:grid;grid-template-columns:14px 1fr;gap:10px;align-items:baseline;
  padding:13px 0;border-bottom:1px solid var(--line);text-decoration:none;color:inherit;
}
.doc-list li:nth-last-child(-n+2) a{border-bottom:0}
.doc-list .dia{position:relative;top:-2px;transition:transform .25s var(--ease)}
.doc-list a:hover .dia{transform:rotate(45deg) scale(1.4)}
.doc-list b{display:block;font-weight:600;font-size:15.5px;color:var(--ink);transition:color .2s}
.doc-list a:hover b{color:var(--navy)}
.doc-list span{display:block;font-size:13.5px;color:var(--muted);line-height:1.45;margin-top:1px}

/* ---------- pull quote / about teaser ---------- */
.quote-block{display:grid;grid-template-columns:minmax(0,6fr) minmax(0,5fr);gap:clamp(32px,6vw,88px);align-items:start}
.pull{
  margin:0;font-family:var(--serif);font-style:italic;font-weight:400;
  font-size:clamp(1.55rem,2.9vw,2.35rem);line-height:1.25;letter-spacing:-.01em;color:var(--navy);
  text-wrap:pretty;
}
.pull::before{content:"\201C";display:block;font-style:normal;font-size:4.2rem;line-height:.5;color:var(--gold);margin:14px 0 18px}
.pull cite{display:flex;align-items:center;gap:12px;margin-top:26px;font-family:var(--sans);font-style:normal;font-weight:500;font-size:14px;letter-spacing:.02em;color:var(--muted)}
.pull cite::before{content:"";width:28px;height:1.5px;background:var(--gold)}
.creds{display:grid;gap:11px;margin:24px 0 26px}
.creds li{display:grid;grid-template-columns:12px 1fr;gap:12px;font-size:15.5px;color:var(--ink-2);line-height:1.5}
.creds .dia{margin-top:9px}

/* ---------- steps (home) ---------- */
.steps{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:36px}
.steps::before{content:"";position:absolute;left:62px;right:0;top:31px;height:1px;background:var(--line-2)}
.step{position:relative}
.step-num{
  position:relative;z-index:1;width:62px;height:62px;border-radius:50%;
  background:var(--paper);border:1.5px solid var(--gold);color:var(--gold);
  display:grid;place-items:center;font-family:var(--serif);font-size:1.6rem;font-weight:400;
}
.section--alt .step-num{background:var(--paper-2)}
.step h3{margin:22px 0 10px}
.step p{margin:0;color:var(--ink-2);font-size:15.5px;max-width:34ch}
.section-note{margin:clamp(28px,4vw,44px) 0 0;color:var(--ink-2);max-width:62ch;font-size:16.5px}
.section-cta{margin-top:28px;display:flex;gap:12px;flex-wrap:wrap}

/* ---------- articles ---------- */
.articles{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.article-card{
  display:flex;flex-direction:column;gap:12px;padding:28px;
  background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);
  text-decoration:none;color:inherit;transition:transform .3s var(--ease),box-shadow .3s,border-color .3s;
}
.article-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--line-2)}
.article-card .kicker{font-size:11.5px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;color:var(--gold)}
.article-card h2,.article-card h3{font-size:1.4rem;line-height:1.2}
.article-card p{flex:1;margin:0;color:var(--muted);font-size:15px;line-height:1.55}
.article-card .link{margin-top:6px}

/* ---------- CTA band ---------- */
.cta{position:relative;overflow:hidden;background:var(--navy-2);color:#fff}
.cta::before{content:"";position:absolute;inset:0;background:var(--grain-light);opacity:.07;pointer-events:none}
.cta::after{content:"";position:absolute;inset:0;background:radial-gradient(640px 420px at 88% 18%,rgba(176,138,51,.26),transparent 62%);pointer-events:none}
.cta-inner{position:relative;display:grid;grid-template-columns:minmax(0,7fr) minmax(0,5fr);gap:40px 64px;align-items:center;padding:var(--section) 0}
.cta h2{color:#fff;max-width:16ch}
.cta h2 em{color:var(--gold-light)}
.cta .lede{color:rgba(255,255,255,.82);margin-top:16px;max-width:30em}
.cta .hero-actions{margin-top:28px}
.cta-contact{display:grid;gap:18px;justify-self:end;width:100%;max-width:360px;padding:26px 28px;border:1px solid rgba(255,255,255,.16);border-radius:var(--r-lg);background:rgba(255,255,255,.04)}
.cta-contact small{display:block;font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;color:var(--gold-light);font-weight:600;margin-bottom:4px}
.cta-contact a{display:block;color:#fff;text-decoration:none;font-family:var(--serif);font-size:1.45rem;line-height:1.2;word-break:break-word}
.cta-contact a:hover{color:var(--gold-light)}
.cta-contact p{margin:0;font-size:14px;color:rgba(255,255,255,.7)}

/* ---------- footer ---------- */
.footer{background:var(--paper-2);border-top:1px solid var(--line);padding:clamp(44px,6vw,64px) 0 28px;font-size:14.5px;color:var(--muted)}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:36px 40px}
.footer-brand img{height:34px;width:auto;margin-bottom:16px}
.footer-brand p{max-width:34ch;line-height:1.6}
.footer-contact a{display:inline-block;color:var(--ink);text-decoration:none;font-weight:500}
.footer-contact a:hover{color:var(--navy)}
.footer h4{font-family:var(--sans);font-size:11.5px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;color:var(--ink);margin:0 0 14px}
.footer h4+ul+h4{margin-top:24px}
.footer ul{display:grid;gap:8px}
.footer ul a{color:var(--muted);text-decoration:none;transition:color .2s}
.footer ul a:hover{color:var(--navy)}
.footer-bottom{display:flex;justify-content:space-between;align-items:flex-end;gap:16px 40px;flex-wrap:wrap;margin-top:44px;padding-top:22px;border-top:1px solid var(--line);font-size:13px;color:var(--muted-2)}
.footer-legal{max-width:72ch;line-height:1.6;margin:0}
.footer-copy{margin:0;white-space:nowrap}

/* ---------- interior page hero ---------- */
.page-hero{position:relative;overflow:hidden;padding:clamp(40px,6vw,84px) 0 clamp(36px,5vw,64px)}
.page-hero::before{content:"";position:absolute;inset:0;background:var(--grain-dark);opacity:.05;pointer-events:none}
.page-hero .wrap{position:relative}
.page-hero h1{max-width:16ch}
.page-hero .lede{margin-top:20px}
.page-hero .hero-actions{margin-top:28px}
/* the first section after a page hero: same breathing room below the divider as above it */
.page-hero+.section{padding-top:clamp(36px,5vw,64px)}

/* about */
.about-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(32px,6vw,84px);align-items:center}
.about-grid .portrait{margin-left:0;max-width:420px}
.about-grid h1{max-width:12ch}

.history{position:relative;display:grid;gap:0}
.history::before{content:"";position:absolute;left:118px;top:14px;bottom:14px;width:1px;background:var(--line-2)}
.history li{display:grid;grid-template-columns:96px 44px 1fr;gap:0;padding:0 0 34px}
.history li:last-child{padding-bottom:0}
.history .year{font-family:var(--serif);font-size:1.15rem;color:var(--gold);line-height:1.5;padding-top:1px;text-align:right;padding-right:0;white-space:nowrap}
.history .mark{position:relative}
.history .mark::before{content:"";position:absolute;left:18px;top:11px;width:9px;height:9px;background:var(--paper);border:1.5px solid var(--gold);transform:rotate(45deg)}
.history h3{font-size:1.3rem;margin-bottom:6px}
.history p{margin:0;color:var(--ink-2);max-width:60ch;font-size:16px}

.principles{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.principle{display:grid;grid-template-columns:54px 1fr;gap:18px;padding:28px;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg)}
.principle h3{font-size:1.35rem;margin-bottom:8px}
.principle p{margin:0;color:var(--ink-2);font-size:15.5px}

/* how it works */
.timeline{position:relative;display:grid}
.timeline::before{content:"";position:absolute;left:31px;top:32px;bottom:32px;width:1px;background:var(--line-2)}
.tl{display:grid;grid-template-columns:62px 1fr;gap:28px;padding-bottom:46px}
.tl:last-child{padding-bottom:0}
.tl-body{padding-top:10px}
.tl-body h3{margin-bottom:10px}
.tl-body p{color:var(--ink-2);max-width:62ch;font-size:16.5px;margin-bottom:.8em}
.tl-body ul{display:grid;gap:6px;margin:4px 0 14px}
.tl-body li{display:grid;grid-template-columns:12px 1fr;gap:10px;color:var(--ink-2);font-size:16px}
.tl-body li .dia{margin-top:10px}

.fees{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.fee-card{padding:clamp(24px,3vw,36px);border:1px solid var(--line);border-radius:var(--r-lg);background:var(--white)}
.fee-card .eyebrow{margin-bottom:10px}
.fee-card .big{display:block;font-family:var(--serif);font-weight:400;font-size:clamp(2rem,3.6vw,2.9rem);line-height:1.05;letter-spacing:-.015em;margin:4px 0 12px}
.fee-card p{color:var(--ink-2);font-size:15.5px}
.fee-card ul{display:grid;gap:8px;margin:14px 0 0}
.fee-card li{display:grid;grid-template-columns:12px 1fr;gap:10px;font-size:15.5px;color:var(--ink-2)}
.fee-card li .dia{margin-top:9px}
.fee-card--plan{position:relative;overflow:hidden;background:var(--navy);border-color:var(--navy);color:#fff}
.fee-card--plan::before{content:"";position:absolute;inset:0;background:var(--grain-light);opacity:.07;pointer-events:none}
.fee-card--plan>*{position:relative}
.fee-card--plan .eyebrow,.fee-card--plan .dia{color:var(--gold-light);background-color:var(--gold-light)}
.fee-card--plan .eyebrow{background:none}
.fee-card--plan .big{color:#fff}
.fee-card--plan .big em{font-style:italic;color:var(--gold-light)}
.fee-card--plan p,.fee-card--plan li{color:rgba(255,255,255,.82)}
.fees-note{margin-top:22px;color:var(--ink-2);max-width:70ch;font-size:16px}

.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{
  cursor:pointer;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:20px;
  padding:20px 0;font-family:var(--serif);font-size:clamp(1.15rem,1.6vw,1.3rem);line-height:1.3;color:var(--ink);
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"+";flex:none;width:30px;height:30px;border:1px solid var(--line-2);border-radius:50%;
  display:grid;place-items:center;font-family:var(--sans);font-size:20px;line-height:1;color:var(--gold);
  transition:transform .3s var(--ease),background .2s;
}
.faq details[open] summary::after{transform:rotate(45deg);background:var(--gold-tint)}
.faq summary:hover{color:var(--navy)}
.faq .answer{padding:0 0 22px;color:var(--ink-2);max-width:68ch;font-size:16px}

.two-col{display:grid;grid-template-columns:minmax(0,4fr) minmax(0,8fr);gap:clamp(28px,5vw,72px);align-items:start}
.sticky{position:sticky;top:104px}

/* ---------- responsive ---------- */
@media (max-width:1040px){
  .menu{min-width:480px}
  .footer-grid{grid-template-columns:1.4fr 1fr 1fr;}
  .footer-grid>div:last-child{grid-column:2/-1}
}

@media (max-width:900px){
  .nav{display:none}
  .nav-toggle{display:flex}
  .header-inner{height:68px;gap:10px}
  .brand img{height:36px}
  .header-cta{margin-left:auto}
  .header-cta .btn{padding:11px 15px;font-size:13.5px}

  .hero{padding-top:28px}
  .hero-grid{grid-template-columns:1fr;gap:52px}
  .hero-media{order:2}
  .portrait{max-width:340px;margin:0 auto 18px}
  .portrait-card{left:-14px;bottom:-24px;min-width:0}

  .facts{grid-template-columns:1fr}
  .fact{padding:24px 0;border-left:0;border-top:1px solid rgba(255,255,255,.14)}
  .fact:first-child{border-top:0}
  .fact p{max-width:none}

  .areas{grid-template-columns:1fr}
  .area--wide{grid-template-columns:1fr}
  .doc-list{grid-template-columns:1fr}
  .doc-list li:nth-last-child(2) a{border-bottom:1px solid var(--line)}

  .quote-block{grid-template-columns:1fr;gap:40px}
  .steps{grid-template-columns:1fr;gap:32px;padding-left:0}
  .steps::before{left:31px;right:auto;top:0;bottom:0;width:1px;height:auto}
  .step{display:grid;grid-template-columns:62px 1fr;gap:20px}
  .step h3{margin-top:12px;grid-column:2}
  .step p{grid-column:2;max-width:none}
  .step .step-num{grid-row:1/3}
  .articles{grid-template-columns:1fr}
  .cta-inner{grid-template-columns:1fr}
  .cta-contact{justify-self:stretch;max-width:none}

  .about-grid{grid-template-columns:1fr;gap:44px}
  .about-grid .portrait{max-width:320px;margin:0 auto}
  .history::before{left:18px}
  .history li{grid-template-columns:44px 1fr;padding-bottom:28px}
  .history .year{grid-column:2;text-align:left;margin-bottom:2px}
  .history .mark{grid-column:1;grid-row:1/3}
  .history .body{grid-column:2}
  .history .mark::before{left:14px;top:12px}
  .principles{grid-template-columns:1fr}
  .fees{grid-template-columns:1fr}
  .two-col{grid-template-columns:1fr}
  .sticky{position:static}
  .section-head{grid-template-columns:1fr}
  .section-head>p{grid-row:3;grid-column:1;justify-self:start;padding:14px 0 0}
  .footer-grid{grid-template-columns:1fr 1fr}
  .footer-grid>div:first-child{grid-column:1/-1}
  .footer-grid>div:last-child{grid-column:auto}
}

@media (max-width:360px){
  .header-cta{display:none}
}

@media (max-width:560px){
  body{font-size:16.5px}
  .hero h1{font-size:clamp(2.2rem,10vw,2.9rem)}
  .hero-actions .btn{width:100%}
  .portrait{max-width:300px}
  .portrait-card{left:-10px;bottom:-22px;padding:12px 14px}
  .portrait-card strong{font-size:18px}
  .section-head{margin-bottom:28px}
  .area{padding:22px}
  .step-num,.tl-num{width:52px;height:52px;font-size:1.35rem}
  .steps::before{left:26px}
  .tl{grid-template-columns:52px 1fr}
  .step{grid-template-columns:52px 1fr;gap:16px}
  .tl{gap:18px;padding-bottom:36px}
  .timeline::before{left:26px}
  .footer-grid{grid-template-columns:1fr}
  .footer-grid>div:first-child{grid-column:auto}
  .footer-bottom{flex-direction:column;align-items:flex-start}
  .footer-copy{white-space:normal}
  .mobile-primary a{font-size:1.9rem}
  .cta-contact{padding:22px}
}

/* ---------- print: keep it simple ---------- */
@media print{
  .site-header,.mobile-nav,.cta,.nav-toggle{display:none!important}
  body{background:#fff}
}

/* =========================================================
   Shared components for the interior pages (added 2026-10-21)
   ========================================================= */

/* ---------- long-form text: articles, legal pages ---------- */
.prose{max-width:68ch;font-size:17.5px;line-height:1.7;color:var(--ink-2)}
.prose>*+*{margin-top:1.1em}
.prose h2{font-size:clamp(1.55rem,2.4vw,2rem);margin-top:2.2em;color:var(--ink)}
.prose h3{font-size:clamp(1.2rem,1.7vw,1.4rem);margin-top:1.8em;color:var(--ink)}
.prose h2+*,.prose h3+*{margin-top:.6em}
.prose p{margin-bottom:0}
.prose ul,.prose ol{padding-left:0;display:grid;gap:8px}
.prose ul li{position:relative;padding-left:24px}
.prose ul li::before{content:"";position:absolute;left:3px;top:11px;width:6px;height:6px;background:var(--gold);transform:rotate(45deg)}
.prose ol{counter-reset:li;}
.prose ol li{position:relative;padding-left:34px;counter-increment:li}
.prose ol li::before{content:counter(li);position:absolute;left:0;top:0;font-family:var(--serif);font-size:1.15rem;color:var(--gold);line-height:1.45}
.prose a{color:var(--navy);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--line-2)}
.prose a:hover{text-decoration-color:var(--gold)}
.prose strong{color:var(--ink);font-weight:600}
.prose blockquote{margin:0;padding:4px 0 4px 22px;border-left:2px solid var(--gold);font-family:var(--serif);font-style:italic;font-size:1.2em;line-height:1.4;color:var(--navy)}
.prose hr{border:0;border-top:1px solid var(--line);margin:2.4em 0}
.prose small,.prose .fine{font-size:14.5px;color:var(--muted)}
.prose table{width:100%;border-collapse:collapse;font-size:15.5px}

/* article chrome */
.article-back{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--muted);text-decoration:none;margin-bottom:22px}
.article-back:hover{color:var(--navy)}
.article-back svg{width:16px;height:16px}
.article-meta{display:flex;flex-wrap:wrap;align-items:center;gap:8px 14px;margin-top:18px;font-size:14px;color:var(--muted)}
.article-meta b{color:var(--ink);font-weight:600}
.page-hero h1.article-title{max-width:22ch;font-size:clamp(2rem,4.2vw,3.3rem)}
.toc{position:sticky;top:104px;padding:20px 22px;border:1px solid var(--line);border-radius:var(--r);background:var(--white);font-size:14.5px}
.toc h4,.toc .toc-title{font-family:var(--sans);font-size:11.5px;font-weight:600;letter-spacing:.13em;text-transform:uppercase;color:var(--gold);margin:0 0 10px}
.toc ol{display:grid;gap:8px;padding:0;list-style:none}
.toc a{color:var(--ink-2);text-decoration:none}
.toc a:hover{color:var(--navy)}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}

/* ---------- info cards: lists of points, grouped ---------- */
.info-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.info-grid--3{grid-template-columns:repeat(3,1fr)}
.info-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,2.6vw,32px);min-width:0}
.info-card--full{grid-column:1/-1}
.info-card--tint{background:var(--navy-tint);border-color:transparent}
.info-card h2,.info-card h3{font-size:clamp(1.25rem,1.8vw,1.5rem);margin-bottom:12px}
.info-card p{color:var(--ink-2);font-size:16px}
.info-card p+p{margin-top:.8em}
.info-card ul{display:grid;gap:9px;margin:4px 0 0}
.info-card ul li{position:relative;padding-left:24px;font-size:16px;color:var(--ink-2);line-height:1.5}
.info-card ul li::before{content:"";position:absolute;left:3px;top:10px;width:6px;height:6px;background:var(--gold);transform:rotate(45deg)}
.info-card ul+p,.info-card ol+p{margin-top:14px}
.info-card .link{margin-top:16px}
.info-card .area-icon{margin-bottom:16px}

/* ---------- callouts ---------- */
.callout{display:grid;grid-template-columns:4px 1fr;gap:18px;padding:18px 22px;border:1px solid var(--line);border-radius:var(--r);background:var(--white);font-size:15.5px;color:var(--ink-2)}
.callout::before{content:"";background:var(--gold);border-radius:4px}
.callout--navy{background:var(--navy);border-color:var(--navy);color:rgba(255,255,255,.86)}
.callout--navy::before{background:var(--gold-light)}
.callout--navy strong,.callout--navy a{color:#fff}
.callout--warn{background:var(--gold-tint);border-color:transparent}
.callout strong{color:inherit;font-weight:600}
.callout p{margin:0}.callout p+p{margin-top:.6em}

/* ---------- tables (costs, comparisons) ---------- */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--white)}
.table{width:100%;border-collapse:collapse;font-size:15.5px;min-width:520px}
.table th,.table td{padding:14px 18px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
.table th{font-size:11.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);background:var(--paper)}
.table tbody tr:last-child td{border-bottom:0}
.table td.num,.table th.num{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
.table td.num{font-family:var(--serif);font-size:1.15rem;color:var(--ink)}
.table .sub{display:block;font-size:13.5px;color:var(--muted);margin-top:2px}
.table tfoot td{background:var(--paper);font-weight:600;color:var(--ink)}
.table tfoot td.num{font-family:var(--serif);font-weight:500;font-size:1.3rem}

/* ---------- forms ---------- */
.form{display:grid;gap:22px}
fieldset.form-group{border:1px solid var(--line);border-radius:var(--r-lg);background:var(--white);padding:clamp(20px,2.6vw,30px);margin:0;display:grid;gap:18px;min-width:0}
fieldset.form-group legend{font-family:var(--serif);font-size:1.35rem;color:var(--ink);padding:0 8px;margin-left:-8px}
.field{display:grid;gap:7px;min-width:0}
.field label,.field .label{font-size:14.5px;font-weight:600;color:var(--ink)}
.field .req{color:var(--gold)}
.field .help{font-size:13.5px;color:var(--muted);margin:0}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}
.input,.field input[type="text"],.field input[type="email"],.field input[type="tel"],.field input[type="date"],.field input[type="number"],.field select,.field textarea{
  width:100%;font:inherit;font-size:16px;color:var(--ink);background:var(--paper);
  border:1px solid var(--line-2);border-radius:10px;padding:12px 14px;min-height:48px;
  transition:border-color .2s,box-shadow .2s;
}
.field select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%235c6473' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:40px}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(11,61,98,.12)}
.field input[type="file"]{font-size:14.5px;padding:10px 12px;background:var(--white)}
.check{display:grid;grid-template-columns:22px 1fr;gap:12px;align-items:start;font-size:15.5px;color:var(--ink-2);cursor:pointer}
.check input{width:20px;height:20px;margin:2px 0 0;accent-color:var(--navy)}
.form-error{padding:14px 18px;border-radius:10px;background:#fbeaea;color:#7a1f1f;border:1px solid #f1c9c9;font-size:15px}
.form-success{padding:clamp(24px,3vw,36px);border-radius:var(--r-lg);background:var(--navy);color:#fff}
.form-success h3{color:#fff;margin-bottom:8px}
.form-success p{color:rgba(255,255,255,.84)}
.is-invalid{border-color:#b43c3c!important}

/* ---------- misc ---------- */
.stat-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.stat{padding:22px 24px;border:1px solid var(--line);border-radius:var(--r);background:var(--white)}
.stat b{display:block;font-family:var(--serif);font-weight:400;font-size:clamp(1.7rem,3vw,2.3rem);line-height:1;color:var(--navy)}
.stat span{display:block;margin-top:8px;font-size:14.5px;color:var(--muted)}
.pill{display:inline-flex;align-items:center;gap:6px;padding:5px 11px;border-radius:999px;font-size:12.5px;font-weight:600;letter-spacing:.04em;background:var(--navy-tint);color:var(--navy)}
.pill--gold{background:var(--gold-tint);color:var(--gold)}
.center{text-align:center}
.mt-0{margin-top:0}.mt-1{margin-top:12px}.mt-2{margin-top:22px}.mt-3{margin-top:36px}

@media (max-width:640px){ .table{min-width:0} }

@media (max-width:900px){
  .info-grid,.info-grid--3,.related,.stat-row{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .toc{position:static}
}

/* Articles index: four guides read better as a 2×2 grid than 3+1 */
.articles-index .articles{grid-template-columns:repeat(2,1fr)}
@media (max-width:900px){.articles-index .articles{grid-template-columns:1fr}}